Eulogy :: essays research papers

Living Eulogy Outline Point: The life of Issac Harman V. Reason: To give foundation data and particulars of his life. Presentation: On Oct. 12 1983 in Sinai medical clinic, a youngster by the name of Issac Harman V was conceived. Since that day Issac has lived in Baltimore, Maryland for his entire life. He was raised by his mom and grandma for the most part his grandma. From a brisk gathering with him you most ordinarily see that he is an extremely peaceful individual who appears to be no to have a lot to state. All things considered on the off chance that you know him you learn Issac is an individual who likes to have a ton of fun, likes to play sports, spend time with companions, just â€Å"chill†, and is a family situated individual. He likewise need to be known as a â€Å"cool† and loosened up individual. Additionally as a somebody who thinks about the ones he cherishes.      Body I. Past A. Raised by his grandma and mom (for the most part grandma)  â â â â 1. Has a sibling and sister which are more youthful  â â â â 2. Entirely steady and secure condition growing up.  â â â â 3. Grandma was defensive; simply needed what was best for him B. Uncle Boobie-most loved uncle  â â â â 1. Indicated him a great deal about existence.  â â â â 2. Come structure nothing currently has 5 vehicles and a major house.  â â â â 3. Like a good example, appeared on the off chance that you trust you can accomplish.  â â â â 4. Father indicated separated life, school, and young ladies to him. Essentially showed him how to take care of business. C. Culture/Background  â â â â 1. Significant being dark need to experience numerous preliminaries and it is hard.  â â â â 2. Things you take in are not quite the same as different races  â â â â 3. Social foundation not that significant it helped him to learn and comprehend. II. Present. A. By and by goes to DSU  â â â â 1. Major is Mass Communications  â â â â 2. School is Frustrating to him B. Energized and restlessly anticipating the appearance of his little girl.  â â â â 1. Setting aside cash  â â â â 2. Takes a stab at Sears to get cash

Capital Punishment Essay Example | Topics and Well Written Essays - 12500 words

The death penalty - Essay Example Religions of the world are one in saying that human life is valuable and a blessing from God, and that nobody, even the state, has the privilege to take it, aside from in an intense circumstance where there is no other strategy that society needs to secure itself. There are no positive evidences that death penalty is a hindrance to wrongdoing. States that have capital punishment laws don't have lower crime percentages or murder rates than states without such laws. What's more, expresses that have annulled the death penalty show no noteworthy changes in either wrongdoing or murder rates. An ACLU definition expresses that capital punishment is the disavowal of common freedoms. While this is a to some degree abstract definition on the ground that the American Civil Liberties Union was established on assaulting the death penalty, though with legitimate methods, ACLU's definition may not be a long way from reality. By the by, different definitions all point to one single actuality: the taking of life or slaughtering of a denounced man as discipline for the wrongdoing/s he/she has submitted. The punishment of death for an individual indicted for a genuine wrongdoing, for example, purposeful homicide, is called the death penalty. Capital is gotten from the Latin word capitalis, which signifies of the head. Before, decapitating was the most incessant type of executing somebody as discipline for a genuine wrongdoing. Current techniques for completing the death penalty in the United States are electric shock, terminating crew, hanging, poison gas, and deadly infusion. (US Government Guide, 2008) The Law Encyclopedia characterizes it as the legal curse of death as a discipline. (Law Encyclopedia, 2008) Another definition is that death penalty is execution of a guilty party condemned to death after conviction by an official courtroom of a criminal offense. (Britannica Concise Encyclopedia, 2008) History The primary set up capital punishment laws date as far

The Essay Topics in India

The Essay Topics in IndiaIt is now 2020 and all of the best essay topics in India for the 2020 college entrance exam will be revealed in early October. There are many who believe that the process is an elaborate series of guessing games by crammers.This theory is not very plausible as the topic of India's own elite is never given before for the exam. Therefore, the essay writers who specialize in this subject have some tough competition.These subjects include subjects like English, Mathematics, History, Science, Business, Life Sciences, Arts, Engineering, Architecture, Music, Film, Business Administration, Criminal Justice, etc. The most challenging subject is Biology and Chemistry. All the topics, though, require a great deal of concentration.India is one of the top five countries of the world in terms of Education. Many students and citizens enjoy and appreciate the freedom that comes with education. They have a variety of educational resources available at their disposal. But, due to the nature of education, they end up not attaining the desired academic achievement.One has to study hard for each essay topic in India as it is vital for being able to pass. So, it is necessary to know how one can ace the essay topics of India. The entrance examinations in India always carry a test of intellectual strength, which means that even if there are many students competing, the winners would be those who do not falter and stand firm on their own.The students who earn marks in different essays are then able to clinch the best scholarship for higher studies. Scholarship offered by universities to students interested in pursuing a course in India are also available. They are highly competitive.The main thing to do is to read and understand the topic of essay topics in India.The writing is not entirely dependent on the topic but one should read and know about it. Then one must research thoroughly and write a clear and convincing essay on each topic.Essay topics in India ar e very challenging. Only those who really prepare and apply will be able to do well in this kind of essay. Students should therefore have a great degree of mental concentration and focus on these kinds of subjects.

Colonial America And The Revolutionary War - 1110 Words

Colonial America’s history from European settlement to the revolutionary war is a story that is best understood when told from multiple perspectives. It is a history that is not one of just the European immigrants, but also the African Americans and American Indians as well, with each ethnic group playing their own role in the development of the region. Although each group’s perspective may not be the same, their collective history is what makes Colonial America. Thus, through analyzing the various historical events and accounts of each of these groups, it can be determined that the history of Colonial America is one of liberty, opportunities, slavery and dispossession. The largest contributor to the story of liberty would be the British Colonies and their fight to gain independence from England. Revolution was not originally on the colonist’s minds as they progressed through history, however, that changed with the implementation of Britain’s reforms after the Seven Years War. With an increased amount of debt, and a fear that they were losing their power overseas, Britain opted for a short-term solution of unfairly increasing taxes and adding a larger military presence (Murrin 170-193). Instead of investing in the colonies, nurturing to help them grow and reap the benefits that way, Britain chose the easy option of taxing the colonists. These reforms led to the colonists believing they were being treated unfairly, not having the same rights as Englishmen, and ultimately aShow MoreRelatedThe American Revolution-Eight Long Years852 Words   |  4 PagesThe American Revolution, also known as the American Revolutionary War and the War of Independence, lasted from 1775 to 1783. It stemmed from growing tensions between England’s 13 North American colonies and the colonial government representing England, as well as cost sharing imposed on English colonies by successive governments in London for debts attributed to former wars (Fon er, 2012). The â€Å"cost sharing† encompassed a variety of measures including taxation on goods produced in the colonies,Read MoreThe American Revolution Can be Blamed on Enland Essay1213 Words   |  5 PagesPrior to the Revolutionary War, during the 1760s, the contradicting opinions among the colonists living in England’s thirteen colonies separated them into two major groups, those loyal to the king and to Great Britain and those patriotic to colonial America. While the loyalists were content to be English subjects and wanted to remain under the protection of England, the patriots felt that it was essential that the colonies obtain their liberty from England. Some colonists were strongly opinionatedRead MoreThe Revolutionary War ( 1775-1783 )1593 Words   |  7 PagesThe Revolutionary War (1775-1783) was an event in history that played a significant role in the way in which the world is structured in modern times. This nine year long war assisted in the establis hment of one of the world’s greatest powers, the United States of America. To understand how such a seemingly simple event lead to the development of a grand nation, one must acquire in depth knowledge of the Revolutionary War. This paper will focus on delivering said knowledge which includes the variousRead MoreWomen During The 19th Century1171 Words   |  5 Pagesposition of women in America as drastically changed, especially when noting the evolution of women in the 17th century to women in the 19th century. Women in colonial america were expected to stay at home, but this changed when the Republican Mother, a strong figure that became empowered after the American Revolution, influenced women around her. The roles of Colonial Women were directly correlated to their wealth. There were many different categories of women in Colonial America. 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Many colonists saw these actions as unjust and oppressive. Increased political restrictions and economic exploitations resulted in increased revolutionary fervor. The oppression of the colonists dur ing Britain’s seeminglyRead MoreSimilarities And Differences Between The French And Latin American Revolutions1044 Words   |  5 PagesFrom 1750 to 1914, several important revolutionary processes occurred in the Americas, including those of North America and Latin America. The North American and Spanish American Revolutions were similar in that they both shared the common goal of liberation from the foreign colonial governments that ruled over them. However they differed in that there was no goal for social reform in the American Revolution, but in the Haitian Revolution the slaves had the goal of social reform of the rigid social

The Global Financial Crisis And Debt Securitization Finance Essay - Free Essay Example

Sample details Pages: 9 Words: 2624 Downloads: 1 Date added: 2017/06/26 Category Economics Essay Type Research paper Did you like this example? Introduction The present global financial crisis is the worst financial crisis world has witnessed since the great depression of the 1930s. In this essay, I attempt to critically review the role played by capitalism in causing this crisis. I shall concentrate the causal events that happened in United States of America, though there were similar events to lesser extents that happened elsewhere in the world, especially in developed countries. Don’t waste time! Our writers will create an original "The Global Financial Crisis And Debt Securitization Finance Essay" essay for you Create order Such related causal events in other countries are not unexpected, given the significance America has in the global economy, as well as the fact that comparable ideas were used by politicians and financial institutes across the globe. In the first part of the essay, a brief history of debt securitization is given, followed by various details on how the system of CDOs (collateralized debt obligations) used to function. In the latter part, the effects it had on the whole financial system is analyzed as well as what went wrong and the reasons behind it. The essay concludes by critically reviewing the whole system and linking it to the principles of Capitalism, that was found to be the root cause of this systemic failure. A brief history of debt securitization The current system of securitisation of house mortgages started in the eighties. Though many have tried to present this system as an innovative technology initiated by private companies to spread their risk, the reality is different. It was a result of the US Federal reserve in 1979 controlling growth of money to reduce inflation. Hence financial companies were forced to chase risky high return mortgages. However, the aftermath of this was that these financial companies had to transfer these risky assets from their books. Thus the system of securitization was born. Many economists realized the high potential of this system. Mortgages and other assets were grouped into various risk classes, and the prices of each of these were varied depending on the risk covered. Buyers of these packaged assets could pick the ones that matched with their risk appetite. These financial companies charged fees for the originating these loans, as well as for evaluating the risk and further charges a se rvice fees. The capital market would then sell these sliced and diced packages as CDOs (collateralized debt obligations) to fit the demands of the potential investors. This whole system was hailed as a major democratic movement because this helped many middle class people to get into home ownership. Initially, the banks and other financial institutions thought that they will not be affected by any interest rate risks. This also brought two additional possibilities. Firstly, CDOs and packaged debt assets could be easily traded anywhere in the world, and were free from any national borders. Post world wars, and the subsequent growth that happened across the developed countries (and most of developing countries), there was huge amount of investors with money, who were in search of high returns. Hence the risk appetite of these investors were high. Hence, these packaged assets were very sought after by these investors. It did not take much time before the value of these securitized d ebts overtook the value of US Federal debts market Minsky. Also was the advantage that these assets were denominated in dollars (1987). Secondly, the significance of banks declined in comparison to capital markets. So much that the share of banks trading financial assets declined from fifty percent to twenty five percent in the years from 1950 to 1990. There were experiments conducted by the policy makers favouring unregulated capital markets. For instance, for the banks to function profitably, they had to have a 450 points spread between the assets interest rate and liabilities interest rate. This was essential to profitably cover the profits including the return on capital, customer service costs as well as the costs to meet strict government regulations. In contrast, the capital markets operate under much relaxed rules such as exemptions from capital and reserve ratios, and hence could afford a lower spread. To overcome these tough regulations, banks started charging for the o rigination of these loans, but moved these loans outside their books so as to get away with the reserve requirements as well as capital requirements. Then it was the job of the investment banks to purchase these mortgages, package them based on the risk profile into various CDOs and sell them to the investors. Various stakeholders responsible for the crisis According to Minsky (1987), these large multinational investment banks will then pay credit ratings agencies and get good credit ratings. Economists were also hired by them, to show that the earnings will be much more than the risks associates. Hence these credit rating agencies and economists, effectively acted as if they were credit enhancers, helping these investment banks by certifying that the potential risk of default on these subprime mortgages were not too different from that of other traditional mortgages, thus helping these CDOs to get investment grade rating that are looked upon by pension and insurance fund managers. Also, other enhancements such as early repayment penalty and guaranteed buybacks in case of exceedingly large number of foreclosures and defaults, were added to these packages. The buybacks later became significant because when the financial crisis happened, these buyback guarantees came to haunt these backs, because the risk was transferred back to these b anks. Also, these securities were insured by companies such as CFIG, AMBAC, MBIA, FGIC Corp etc. These investment banks would have found it extremely difficult to sell these securities had there been no good credit ratings and no affordable insurance (Gutscher and Richard 2007). When the financial crisis started, ratings for these very insurers got degraded, thereby affecting the securities they had insured. One of the root cause of the problem can be pinned down to the incentive structure that was in place. After the 2000 stock market crash, alternate profit avenues were in demand from the investors. Because the Fed followed a low interest rate regime, the conventional markets did not present them the required returns. They wanted to chase high return high risk investments. Also, the brokers got excellent incentives for persuading the mortgage borrowers to agree to extremely adverse terms and conditions, in the process increasing the securities value. Also, hybrid variety of ARM s were also promoted. These risky mortgages were even approved by Greenspan, the Fed Chairman. Some studies reveal that out of the total subprime loans of $2.5 trillion performed, most borrowers got a bad deal than they were eligible for. Wrong incentives and credit enhancers For instance, many borrowers with good credit scores who would have been eligible for traditional loans, were persuaded to take these high risk sub-prime mortgages. Most of them were at least eligible for better terms and conditions. The root cause of this problem was the incentive plans which rewarded these brokers immensely (in comparison to traditional loans) for promoting these high interest high risky loans (Simon and Brooks, 2007). Brokers and originators also were not persuaded to ensure proper documentation and the borrowers capability to repay these mortgages, because they did not have to worry since the originators will not be holding on to these mortgages. This was like an assembly line in which the brokers and banks were profiting by the income they got from fees and service charges, and not from interest rate spread. Hence they were rewarded more by the quantity of mortgages they promoted. Thus in reality, most of these affordable mortgages werent what they promised , because when the borrower had to reset these loans, they had to pay service charges for various agents and early repayment penalties. The bankruptcy laws made it almost impossible for the borrowers to escape from the mortgage debt. These laws were passed by the US Congress, and it acted as another form of credit enhancer to these invest banks, who later sold these assets. Comparison with conventional banking Hence, the whole package of these CDOs with all these incentives and enhancements made it extremely easy for the investors to buy these very risky assets without much reluctance. While traditional banks stressed a lot on the features of the mortgage borrower (age, assets, income, profession, credit history etc), this new system meant that there was infinite amount of money available to invest in these extremely risky CDOs, with no incentive to assess the repayment ability of these borrowers. Thus extremely risky debts were grouped and divided into different groups again, and were sold to various investors, who bought them based on their risk appetite. As with any debt, the senior tranche will be the first priority for repayment, and the junior tranche only after the seniors are paid. However, it is almost astonishing to notice that some of these junior tranches were grouped again and again, thereby converting some of those extremely risky debts as highly rated investment-grade seni or debt. All this made the whole system extremely fragile. High leverage ratios This new system of securitization into CDOs also increased the leverage ratios, and it was not uncommon to see leverage ratios as high as fifteen-to-one or even more. The hedge funds and other investors put only a small amount of their own capital into these securities. Thus the economic stability promoted creativity and innovations, however by stretching and increasing the leverage ratios and easy availability of credit, making the whole system inherently unstable and fragile. What encouraged the financial companies to increase leverage ratios is that for whatever expected losses, ROE (return on equity) is raised by higher and higher leverage ratios. This was fuelled by the fact that the house prices or real estate prices (the underlying assets in this case) kept on increasing because of demand fuelled by this easy availability of credit, thus the new loan amounts kept increasing and further encouraging financial companies to keep on increasing the leverage ratios (both loan amoun t-to-borrower income and loan amount-to-loan value. The logic (or assumption) used was that these houses can be either sold or refinanced later at a much higher value if at all any unexpected trouble occurred. Minsky stated that the capital markets and the whole system will undergo three stages: 1.) hedge stage 2.) speculative stage and finally 3.) Ponzi Stage. All these stages required the price of these underlying assets to appreciate in order to confirm it. Hence, owing to this virtuous cycle, it was very hard to prevent the Ponzi stage from happening. Wrong assumptions According to Chancellor (2007), the risk management methodologies used in modern times makes use of data on historical volatility, as a substitute or alternative to risk. If volatility declines, subsequently the risk is also supposed to decline, thus encouraging financial companies to enhance the leverage ratios. Bernanke in 2004 described the period as great moderation, which basically suggested that since volatility is permanently less, it was encouraged to have higher leverage ratios. Thus, Chancellor states that a fund (eg: hedge fund) with just  £1 million of its own funds was allowed to have a leverage of as high as  £85 million of CDOs, an astonishing 85 to 1 leverage ratio! Problems with the system The newly formulated system of debt securitization was very little regulated by policy, and was not flexible enough to change as things went bad. Rather than being a highly controlled industry, housing finance was very much a highly unsupervised, speculative and highly leveraged industry. The whole Ponzi scheme will stop only when asset prices declined or stopped rising, or if interest rates rose. Both of these scenarios were almost impossible to avoid, because they were both correlated dynamically since Federal rate increases will result in a decline in speculation, and will ease the increasing housing prices and will result in a rising risk spreads. The aftermath What happened after the start of this crisis were completely unexpected. The losses on these highly risky highly leveraged sub-prime surpassed expectations which were all based on historical data. This resulted in the prices of asset prices to decline drastically, creating a panic across the markets. Problems in one market spread rapidly and increasingly to other markets, which includes the commercial paper, mutual funds and money markets. The commercial banks were now extremely risk averse, and did not even lend for small time periods. Because of the very high leverage ratios, extremely huge losses were suffered by money managers, many times much more than their capital. They had to quickly respond to this crisis, and they did it by deleveraging by selling the assets on their books, which inevitably put a lot of negative pressure on those assets prices. The rippling effect Following the subprime mortgage market collapse, the panic and qualms broadened to similar and dissimilar asset-collateral security markets, which included municipal bond and real estate bond markets. Markets realized the extent and significance of the systemic faults with the system, particularly that of the credit rating companies credit ratings. The markets also understood, though very late, that insurers would have tremendous losses, if all these asset-backed securities were riskier than understood earlier. This resulted in the severe downgrading of these insurers credit ratings. Since the financial position of these insurers became extremely bad, the assets those insurers had insured became valueless thus the security and bond ratings were severely downgraded. In a lot of instances, to make things even worse and regrettably, the worst securities were also held by these investment banks, and had either held positions in some of these insurers, or had guaranteed taking back these mortgages. To improve the terrible condition the capital markets and the global financial markets were in, the United States government had to come out with massive bail outs of its various bank and insurance companies. Some of them went bankrupt, but some of them were too big for them to be allowed to fall. Till Jan 2009, almost one trillion dollars of bad debt was completely written off by those financial institutions combined, assisted mostly by those government bailouts. Conclusion Till 2009 January, the US Treasury had provided almost four hundred billion dollars of assistance, mostly by purchasing the assets, and in certain cases taking equity positions. The actual cost of supporting the financial system is expected to be much more, at least some trillions of dollars. It is worth noting that the whole securitized debt market was only around ten trillion, and the share of the sub-prime mortgages were more than 2.5 trillion dollars. From all these facts explained above, one thing is evident and clear. The series of events that caused this financial crisis would not have happened had the markets been more regulated, and most importantly, had the policy makers not believed and followed the tenets of capitalism so blindly. The extremely heavy losses and bankruptcies that have happened, and those that are yet to happen are not just the case of bad housing loans offered to poor home loan borrowers for them to purchase luxury manors which they did not have the capa city to repay. But instead, this is clearly a case of failure of the so called neo-liberal capitalism, which believed in unregulated markets, markets will decide for itself what is good for it, regulation means bad for businesses and economy, Its all about creating shareholder value etc. There has been a systemic failure, and sadly those people who were responsible for the whole sequence of events have gone scot-free, and the millions who are terribly affected are the very same low-income or middle class people (including pension funds and other social security funds), who were deceived by those responsible for it all. It is high time that governments who come to power repossess finance from the completely unregulated capital markets, and bring in necessary regulations to make the system more equitable and stable. This will also help bring some order back to the system, and regain some control from the Wall Street.

My Personal Statement On My Life - 1192 Words

Sitting at my desk on a Monday afternoon, I’ve suddenly become very aware of how loud I’m tapping on my keyboard. Typing up my weekly summary should have held all my focus but instead my mind got caught in the thought of â€Å"What if?†. What if I took the risk of quitting my job to go pursue what I really wanted to do? At the time I quickly waved the concept off of my mind because I did not know that it was an actual possibility. But no matter the effort of blocking the thought, the same recurring question kept prying open my curiosity. I used to be a firm believer of finding a career that connects with your own passions and values, yet the twists of life can lead a person to abandon those dreams in order to be able to provide for themselves and their families. I am one of the lucky individuals who found support within my family to pursue what I really want. For me that dream is to one day establish my own business that helps bring exposure to the foods and cult ure of my birthplace. Starting a business to me is freedom, the freedom to make your own decisions. I personally believe that business can have a different purpose other than capital gain, business holds the power of being able to affect positive change within your community in a field where you are most passionate. An education that will help me achieve my goals of opening up a community business is beyond valuable: it is something that can help me make wise decisions that will equip me with the right knowledge to beShow MoreRelatedMy Personal Statement On My Life869 Words   |  4 Pagescrazy how a minute detail can change the entire outcome a situation. Life has many hardships, I for one believe that it is these hardships that shapes us into what we are today. I was about ten years old but had the mentality of a four year old boy. Mostly cried when I was denied a toy or grounded for being mischievous. Like every other week I would grind my way into emotionally blackmailing my pa rents to allow me to go to my friends place and then go the extra mile to stay as long as possible.Read MoreMy Personal Statement On My Life878 Words   |  4 PagesOne day when I came home from school, I wanted to say hello to my step dad but he was in the shower. Therefore, I went straight to my room without saying hello to him. After a few minutes I heard the shower turn off in the bathroom. When he opened the bathroom door I heard him yelling my name, so I quickly ran to him to see if he was ok.When I saw him he told me he did not feel good and could not walk. I told him to stop playing around because he always joked about his health. But he told me he wasRead MoreMy Personal Statement On My Life918 Words   |  4 Pagesreceiving my associate’s degree in applied science. My journey to obtain my associates has not been easy. Nevertheless, I am accomplishing my goal and over the moon to be doing so. 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I sat there contemplating what my answer will be, butRead MorePersonal Statement : My Life998 Words   |  4 Pages Personal Statement ï » ¿ ï » ¿ ï » ¿Ã¯ » ¿I was born in the historical city of Patiala, town in northern part of India. All my ancestors right until my father have been businessmen. Due to early demise of my Grandfather my father had to take over his clothing business in his early 20 s. He could not complete his studies due to responsibilities he had toRead MoreMy Personal Statement On My Life1110 Words   |  5 Pagesthrough the plethora of papers sitting on my desk, hoping to find the career pamphlet that tells me who I am and what I am supposed to be doing with my life, I realize that no one other than myself can answer â€Å"Who am I? Who am I in the process of becoming?† As I begin to map out my future in accordance with my interests and career goals, I realize how lending a helping hand and acting as role models for others have been an essential part of my daily life. 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Getting up for school has always been a dying task for me. The thought of leaving my toasty hot blankets and actually getting ready to go to a place that looked like a filthyRead MoreMy Personal Statement On My Life1374 Words   |  6 Pagesdo anything I put my mind to if I was willing to put forth the effort. My parents played the essential role of providing resources that would instill a good work ethic and passion in me. While my options are limitless, I have spent most of my academic career preparing me for a future in scientific research and academia. Enumerable factors have molded me into the passionate person that I am today, so the answer to â€Å"Who are you?† is not simple but is rather a culmination of life experiences. I learnedRead MoreMy Personal Statement On My Life872 Words   |  4 Pagesthat adds to my identity is that I am a female, long hair, voice, and I wear makeup. I feel like it is also obvious that I have anxiety. I tend to exhibit a lot of anxious actions and I believe that is pretty easy for people to spot out. My parental duties make me feel different. I have two children, (Maelee, Kyrie) one of which has a lot of medical issues and autism. I feel different compared to the other parents because when I attend public functions, I usually can only take my youngest daughter

The Spanish Tragedy †A monologue from the play by Thomas Kyd Analysis Essay Example For Students

The Spanish Tragedy – A monologue from the play by Thomas Kyd Analysis Essay A monologue from the play by Thomas Kyd NOTE: This monologue is reprinted from The Spanish Tragedy. Thomas Kyd. London: J. M. Dent Co., 1898. GHOST: When this eternal substance of my soul Did live imprisond in my wanton flesh: Each in their function serving others need, I was a courtier in the Spanish Court. My name was Don Andrea, my descent Though not ignoble, yet inferior far To gracious fortunes of my tender youth: For there in prime and pride of all my years, By Duteous service and deserving love, In secret I possessd a worthy dame, Which hight sweet Bel-imperia by name. But in the harvest of my summer joys, Deaths winter nippd the blossoms of my bliss, Forcing divorce betwixt my love and me. For in the late conflict with Portingale, My valour drew me into dangers mouth, Till life to death made passage through my wounds. When I was slain, my soul descended straight, To pass the flowing stream of Acheron: But churlish Charon, only boatman there, Said that my rites of burial not performd, I might not sit amongst his passengers. Ere Sol had slept three nights in Thetis lap And slakd his smoking chariot in her flood: By Don Horatio our Knight Marshals son, My funerals and obsequies were done. Then was the ferryman of hell content To pass me over to the slimy strond, That leads to fell Avernus ugly waves: There pleasing Cerberus with honeyd speech, I passd the perils of the foremost porch. Not far from hence amidst ten thousand souls, Sat Minos, Aeacus, and Rhadamanth, To whom no sooner gan I make approach, To crave a passport for my wandring ghost: But Minos in graven leaves of lottery, Drew forth the manner of my life and death. This knight (quoth he) both livd and died in love, And for his love tried fortune of the wars, And by wars fortune lost both love and life. Why then, said Aeacus, convey him hence, To walk with lovers in our fields of love: And spend the course of everlasting time, Under green myrtle trees and cypress shades. No, no, said Rhadamanth, It were not well, With loving souls to place a martialist: He died in war, and must to martial fields: Where wounded Hector lives in lasting pain, And Achilles myrmidons do scour the plain. Then Minos mildest censor of the three, Made this device to end the difference. Send him (quoth he) to our infernal King: To doom him as best seems his majesty. To this effect my passport straight was drawn. In keeping on my way to Plutos court, Through dreadful shades of ever-glooming night, I saw more sights than thousand tongues can tell, Or pens can write, or mortal hearts can think. Three ways there were, that on the right hand side Was ready way unto the foresaid fields, Where lovers live, and bloody martialists, But either sort containd within his bounds. The left hand path declining fearfully, Was ready downfall to the deepest hell, Where bloody furies shake their whips of steel, And poor Ixion turns an endless wheel. Where userers are chokd with melting gold, And wantons are embracd with ugly snakes: And murderers groan with never killing wounds, And perjurd wights scalded in boiling lead, And all foul sins with torments overwhelmd. Twixt these two ways, I trod the middle path, Which brought me to the fair Elysian green. In midst whereof there stands a stately tower, The walls of brass, the gates of adamant. Here finding Pluto with his Proserpine, I showd my passport humbled on my knee. Whereat fair Proserpine began to smile, And beggd that only she might give my doom. Pluto was pleasd, and seald it with a kiss. Forthwith (Revenge) she rounded thee in th ear, And bad thee lead me through the Gates of Horn, Where dreams have passage in the silent night. No sooner had she spoke but we were here, I wot not how, in twinkling of an eye. .u4e30026a9d18c766c0b11a0f7ac90ee6 , .u4e30026a9d18c766c0b11a0f7ac90ee6 .postImageUrl , .u4e30026a9d18c766c0b11a0f7ac90ee6 .centered-text-area { min-height: 80px; position: relative; } .u4e30026a9d18c766c0b11a0f7ac90ee6 , .u4e30026a9d18c766c0b11a0f7ac90ee6:hover , .u4e30026a9d18c766c0b11a0f7ac90ee6:visited , .u4e30026a9d18c766c0b11a0f7ac90ee6:active { border:0!important; } .u4e30026a9d18c766c0b11a0f7ac90ee6 .clearfix:after { content: ""; display: table; clear: both; } .u4e30026a9d18c766c0b11a0f7ac90ee6 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u4e30026a9d18c766c0b11a0f7ac90ee6:active , .u4e30026a9d18c766c0b11a0f7ac90ee6:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u4e30026a9d18c766c0b11a0f7ac90ee6 .centered-text-area { width: 100%; position: relative ; } .u4e30026a9d18c766c0b11a0f7ac90ee6 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u4e30026a9d18c766c0b11a0f7ac90ee6 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u4e30026a9d18c766c0b11a0f7ac90ee6 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u4e30026a9d18c766c0b11a0f7ac90ee6:hover .ctaButton { background-color: #34495E!important; } .u4e30026a9d18c766c0b11a0f7ac90ee6 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u4e30026a9d18c766c0b11a0f7ac90ee6 .u4e30026a9d18c766c0b11a0f7ac90ee6-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u4e30026a9d18c766c0b11a0f7ac90ee6:after { content: ""; display: block; clear: both; } READ: The seven against thebes Essay

A man who knew everything Review Essay Example

A man who knew everything Review Paper Essay on A man who knew everything First saw the film. It is common in Hollywood, when a character 🙂 receiving supertsatsku getting dumber by the order. Hey, here I am in his place the world would be doomed. Big Boy, played by Beroev, is initially a complete failure. More blunt nowhere. It seems that Brokeback fix only the grave. At that light does not hit, but the (super) tchotchke hero perepala. And he ordered a wonderful gift? I do get rid of the pain? Was a great man? We will write a custom essay sample on A man who knew everything Review specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on A man who knew everything Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on A man who knew everything Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The film caught, really. Forced to worry about Bezukladnikova. Do not be afraid to write what he saw himself, or rather of who might be a misunderstanding. So what Im all about the movie and what about the movie? Just in the film strongly (!) offset accents, as compared with a book. And I would say not for the better. Look at Gusev format BDSM certainly fun 🙂 but in general remains aftertaste unhappy despair. Hopelessness, beautifully played by talented actors. About the film I write for those who ponders whether to read a book to read or not. 🙂 Best film at first, and then be sure to read. The book is flying in one breath. Per night swallowed. Disclosed arguments and reasons, a lot of small details that are doomed to remain behind the scenes. And just to reduce the time a lot of cut on a course of action. And, lo and behold, the storyline is ridiculous ragged in the film is very interesting continuation. In addition to the story, pleased with the authors style . From some of the metaphors, but still so well woven into the thread taut, just beat in ecstasy. 🙂 Definitely I put 5 stars for the story with stress fracture of characters and literary fanservis .

Some Animals Can Adapt or Mutate for Survival

Some Animals Can Adapt or Mutate for Survival An adaptation is a physical or behavioral characteristic that has developed to allow an organism to better survive in its environment. Adaptations are the result of evolution  and may occur when a gene mutates or changes by accident. That mutation causes the organism to better survive and reproduce, and it passes on that trait to its offspring. It can take many generations to develop an adaptation. Examples of Physical Adaptations One physical adaptation used in the intertidal zone is a crabs hard shell, which protects it from predators, drying out, and being crushed by waves. One example of behavioral adaptation in the oceans is the use of loud, low-frequency calls by fin whales to communicate with other whales over great distances. Other physical adaptations that have been structurally modified may include webbed feet, sharp  claws and large beaks. Other changes made to a part of the body could be wings/flying, feathers, fur, or scales. Ways Behavioral Changes Occur Behavioral adaptations include an animals actions, which typically are in response to an external stimulus. Several of these may include what an animal is capable of eating, how they move, or the way they protect themselves. Take squirrels as an example of a behavioral adaptation. Squirrels, woodchucks, and chipmunks are able to hibernate for up to 12 months, often consuming plenty of food in preparation for winter. In this scenario, these small animals have found a way to evolve in a season to protect themselves from harsh weather conditions, preserving food, and their environment. Interesting Animal Adaptations The maned wolf (pictured above) is part of the canid family but is only a distant relative. The theory says their legs evolved to survive the tall grasslands of South America.The gerenuk can stand taller above the rest of the antelope species, which offers them a special feeding opportunity. There are over ninety-one species of antelope, creating plenty of competition amongst them.The tufted deer from China has fangs hanging from their mouths that are typically used in mating fights between males. Most deer do not possess this unique adaptation. A True Advantage The ability for mammals to adapt throughout the planet is part of why we have so many diverse animals existing today in our lands, seas, and skies.  Animals can protect themselves from predators and adapt to new environments through adaptations and mutations, unlike human beings. For example, animals that are camouflaged often have colorations or patterns that can assist them in blending in with their surroundings. This will benefit them in the long run, quite literally, when it comes to predators. Mutations may also take place through a change in DNA. What a living mammal is born with may change how it grows and what it can do over time.  Through these possibilities can animals have a larger opportunity to survive their dangerous environments and continue the circle of life by having offspring. This is the process known as natural selection.

Aspirin Use and Pancreatic Cancer Mortality in a large United States Essay

Aspirin Use and Pancreatic Cancer Mortality in a large United States Cohort - Essay Example Jacobs et al. examined the association between these two through the Cancer Prevention Study II (CPS II), a large group of U. S. adults. In the past, aspirin use had been shown to decrease the risk of colon, stomach, and esophageal cancer in the same group. The group consisted of 1,184,588 people in all, with 508,318 males and 676,270 females who came from all U.S. states as well as the District of Columbia and Puerto Rico (Jacobs et al. 2004, p. 524). In 1982, the group completed a four page questionnaire that gave data regarding â€Å"demographics characteristics and various behavioral, environmental, occupational, and dietary factors† (Jacobs et al., 2004, p. 524-525). In 1982, 1984, 1986 and 2000 follow ups were conducted to see if the group members were alive or dead. It was found that 28.1% of them had died and 0.2% could not be traced, whereas 71.7% were alive. A few of the participants had been excluded from the study based on their cancer history, cigarette smoking, o r missing data on aspirin use. Resultantly, 987,590 participants were left, out of which 4577 died from pancreatic cancer (Jacobs et al., 2004, p. 525). Statistics were gathered using the information given by the participants in their 1982 questionnaires, and the Cox model of proportional hazards was used to analyze the ratio of deaths caused by pancreatic cancer, and other potential risk factors, for instance cigarette smoking, dietary habits and family history of pancreatic cancer, were adjusted in the findings (Jacobs et al., 2004, p. 525). The frequency of aspirin intake was also taken into account, and it was discovered that most of those who took aspirin regularly, i.e. more than 30 times a month, were older and white, just like the majority of participants, who were mostly middle aged or elderly and white (Jacobs et al., 2004, p. 526). The results showed that there was no relationship between aspirin use and pancreatic cancer mortality. The result was similar

School of Social Science and Public Policy. Case Studies in Policy Essay

School of Social Science and Public Policy. Case Studies in Policy Decision - Essay Example Inter-American Development Bank (2010, p.203) explains that the integrity, adaptability, sustainability and applicability of public policy depends on how the policies are presented, debated and implemented. Policies go through the stages of formulation, implementation and effect (Wilson, 1997, p.12). For successful outcome policies must put into consideration four aspects; needs of the population, the opportunities available, challenges and applicability within a given environment. These issues are better conceptualized by learning through case studies. Case studies bridge the gap between theory and practice and allow students to simulate the processes of policy formulation, implementation and effect and some to the challenges and gaps that might be encountered. 2.0 English Smoking Ban The English Smoking ban was introduced after studies revealed that passive smokers were at risk of developing lung cancer just like first hand smokers. The policy issue in this case was that non-smokers were continually being placed at a risk of developing health problems as a result of passive smoking (Institute of Medicine (U.S.). Committee on Secondhand Smoke Exposure and Acute Coronary Events, 2010, p.32). The problem became a policy issue and there was a dire need to protect non-smokers from the dangers of passive smoking. For instance, studies by Hirayama 1984 and Trichopoulos in 1981 established that there were serious health risks associated with passive smoking (Lippmann, 2011, p.723). ... According to Gerston (2010, p.3), the politics accompanying the process of policy formulation is mostly characterized by â€Å"confusion, contradictions and consternation.† Other aspects that impact on policies are issues such as advocay, path dependency and bureaucracy. Inter-American Development Bank (2010, p.203) explains that the integrity, adaptability, sustainability and applicability of public policy depends on how the policies are presented, debated and implemented. Policies go through the stages of formulation, implementation and effect (Wilson, 1997, p.12). For successful outcome policies must put into consideration four aspects; needs of the population, the opportunities available, challenges and applicability within a given environment. These issues are better conceptualized by learning through case studies. Case studies bridge the gap between theory and practice and allow students to simulate the processes of policy formulation, implementation and effect and some to the challenges and gaps that might be encountered. 2.0 English Smoking Ban The English Smoking ban was introduced after studies revealed that passive smokers were at risk of developing lung cancer just like first hand smokers. The policy issue in this case was that non-smokers were continually being placed at a risk of developing health problems as a result of passive smoking (Institute of Medicine (U.S.). Committee on Secondhand Smoke Exposure and Acute Coronary Events, 2010, p.32). The problem became a policy issue and there was a dire need to protect non-smokers from the dangers of passive smoking. For instance, studies by Hirayama 1984 and Trichopoulos in 1981 established that there were serious health risks associated with passive smoking (Lippmann, 2011, p.723).

Learning importance and a example of essay in learning Essay Example for Free

Learning importance and a example of essay in learning Essay Learning is a major part of life. People tend to learn in every steps of their life. Learning does not necessarily involve complex terms, it can also be primitive things that keeps happening in day to day life of an individual. Everybody has different interest, likewise they have a different pattern of learning things. Some people learn faster through visual medium, some through audio, and some just writing down the things depending upon what the subject matter is. I believe that learning process does not start when one settles in a formal environment but it start right from the birth of an individual. Walking, talking, decision making etc. are some examples including every other primary things are the result of learning. Every time anyone has to acquire a new skills, they need to be focused and scrutinize the subject matter thoroughly, that is how learning happens. Learning affects the confidence of a person as well. If someone learn things quickly than they have higher confidence in doing things and learning new things as well. After going through the video couple of times I realized that one who puts hard work and devotion in learning new things can automatically adapt into the ways the things are done and will become successful. I myself am very much interested in music and vaguely inspired by the beauty of it. I think music can be the most influential thing in an individual life. Music can make a person relax after a hard day at work, cure the illness, provides maximum level of comfort to an individual. Being so much influenced on music I have managed to learn a very few instruments and it always gives me pleasure and comfort when I am playing them. But I do not want to stop here. I want to learn more about music. I want to be able to read the music and understand every keys and notation in it. I want to be a musician like David Gilmour from the greatest band ever, â€Å"Pink Floyd,† who is able to play any string musical instrument that exists in planet today. I am currently doing my major in Business with Information Technology however in order to fulfill my ambition in music I have also planned to take music as my minor subject and later on carry it as my profession along with my  Business major degree. It is very much important to me because of my vague interest in it, but mostly it makes me very happy. Finally, I am profoundly inspired from the video that I just watched and it helped me to boost up my morale. I do have much respect for the people attempting to make things happen and these people are just one of those few who dare to take the challenges and do something that makes difference to others.

An examination of how Sherlock Holmes abilities and techniques, :: English Literature

An examination of how Sherlock Holmes' abilities and techniques, allied to his personal characteristics, enable him to solve crimes There are many reasons to explain why Sherlock Holmes is one of the world's most famous fictional detectives. However, the main reason for this is that not only are the stories complex, but the actual character of Sherlock Holmes has extreme depth, with some subtle elements of his character only becoming apparent when he is in certain situations. This is why Sherlock Holmes is one of the most, if not the most interesting fictional characters to study. One of Holmes' most famous professional characteristics is his power of observation. An example of this is where Holmes is examining a room "Why, it's a dummyà ¢Ã¢â€š ¬Ã‚ ¦it is fastened to a hook" (The Speckled Band). This is a very unlikely thing for a normal person to observe; but not for Sherlock Holmes! However, Holmes' powers of observation would be worth nothing without his excellent reasoning and deduction abilities. An example of this is connected to the quote above (from The Speckled Band). After Holmes discovered that the bell pull (rope) was a dummy, and taking into account only facts that may be considered, by lesser men, insignificant he solved the mystery of a woman's death. "It would crawl down the rope.... sooner or later she must fall victim" (The Speckled Band). It is by Holmes' use of reasoning and deduction that one of his most famous personal characteristics also comes to light. This is his characteristic of making people around him feel beneath him, in other words, Holmes has a high level of self-esteem. He astounds people with his intelligence. He pretends that he does not mean to do this "I do not wish to make a mystery" (A Scandal in Bohemia). There is but one case that I have come across in which Sherlock Holmes is outwitted by someone, and when he realises that he has been outwitted, he is amazed "Holmes staggered back, white with chagrin and surprise" (A Scandal in Bohemia). He is especially amazed that it is a woman that has outwitted him. This has some, but only a slight, effect on his belittling characteristic "He used to make merry over the cleverness of women, but I have not heard him do it of late" (A Scandal in Bohemia). Holmes has a great store of knowledge that he has acquired over many years at his disposal, and this helps him greatly in his cases "my special knowledge of tobacco ashes enabled me to pronounce as an Indian cigar" (The Boscombe Valley Mystery). This yet again proves just how intelligent Sherlock Holmes is.

Environmental health Essay

Environmental health is the study of how the world around us affects our health. This can be from air pollution to global warming and everything in between. The goal is to determine how the world impacts overall human health. And, the initial information is not good. In 2005, the World Helath Organization reported that each year 3 million children under the age of five die from environmental related causes (â€Å"How Healthy is Your World? † 2005). In essence all of human health, except genetics and maybe that too, is affected by the environment. It affects the food we eat, the water we drink and the air we breathe, but too many people take it for granted, not realizing there are things that can be done to improve the environment and its impact on humanity. One of the first and most important things to improve about your personal environment is the quality of the air that you breathe. First and foremost, it is important to avoid tobacco smoke. This is one of the foremost indoor air pollutants and is easily avoidable Other toxins can build up in a well-sealed indoor environment and should be guarded against. They include chemical vapors from cleaning products, carpeting and other petro-chemical products used indoors (Landgren 2005). The problem is that in many indoor environments there is no filtration system so these pollutants build up and make people ill. Recently, scientists have found that indoor air pollution is worse than outdoor air pollution. Another important factor in environmental health is outdoor air pollution. Though some cities worldwide are particularly known for their pollution that does not mean it is not a problem elsewhere as well. In Hong Kong, for example, recent research shows that the poorest part of the city have the worst air pollution (Stern 2003). In the wake of the September 11, 2001, attack on New York City air quality tests showed heavy particulates and cancer-causing materials present in much of the air (â€Å"Potential exposure† 2003). In addition, hefty amounts of green-houses gases in the city, presumably related to the use of fossil fuels for transportation have led to increasing rates of asthma and other breathing related illnesses (Misner 2003). To combat these environmental issues, we must find ways to cut our use of individual vehicles, car pooling more, using mass transit and using other means of transportation including walking and riding bicycles. Another major issue we must address to improve the impact the environment has on our health is the availability of clean drinking water. In parts of India where sanitation is inadequate, the water is polluted and contributes to the spread of disease. In other areas, such as part of the American southwest, population centers have developed in areas with inadequate water to support the population. We must begin serious water conservation efforts and find new ways to process waste so that it does not contaminate the water supply. Another important issue to address is the use of products determined to be toxins. Though efforts have been made to stop using lead-based paint, lead levels in some areas are still too high, causing lead poisoning. In addition, a recent study shows that in areas with high lead levels, there is a corresponding rise in crime (Stretesky 2004). It is important that we enact stricter regulations to remove these known carcinogens from our environment. Lead has been removed from gas and paint but is still being used in other products and is escaping to the air we breathe. Finally, if we want to serious impact the environment around us and the impact it has on our personal health, it is important that we recycle and buy recycled products. Too many things are going to the landfill, using up previous land to fill it with trash and allowing run off from the decaying trash to endanger our water supply and food sources. We must seriously reduce our need to buy and throw things if we want to keep the land healthy and by extension keep ourselves healthy.

The Impact Of Political Machine On The City - 1912 Words

Summer Eldred-Evans April 16, 2016 U.S. Urban History Essay: Urban America Discuss the political machine and its operations in the city, 1865 – 1939 The political machine is very powerful in the city and because of how powerful it is that urban United States was able to develop so much and increase in power in the late 1800’s and early 1900’s. A political machine is system of political organization based on patronage, the spoils system, and political ties. Sometimes political machines have a boss and sometimes they may not have a boss, and always have a corps of workers who depend on the patronage given by government contracts and jobs. Machine politics has existed in many United States cities for a long time now, but are still in effect in some areas. The rapid growth of American cities in the late 1800’s and early 1900’s created huge problems for the government that ran the cities as in most cases in was very poorly structured and could not really give the people what they needed. It is because of the inability of city g overnment to provide these things to the people that there was a rise in political machines. These political machines gained support from the population by providing houses for people who needed them and by also offering people jobs that they desperately needed. This gave the political machines a lot of power and support from there loyal followers. Voters are often rewarded with patronage jobs. However, patronage can result in poorer service to theShow MoreRelatedThe Effect of Political Machines on the Democratic System Essay793 Words   |  4 PagesThe Effect of Political Machines on the Democratic System â€Å"A really efficient totalitarian state would be one in which the all-powerful executive of political bosses and their army of managers control a population of slaves who do not have to be coerced, because they love their servitude To make them love it is the task assigned† - Aldous Huxley (Quotes, 1). 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